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Hedera
XHBAR
$0.08283
Total Deposited
31.27M XHBAR
$2.59M
Total Borrowed
6.55M XHBAR
$542.79K
Utilization Rate
20.95%
Deposit APY
1.39%
Borrow APY
4.04%
Loan To Value (LTV)
59.99%
Hedera (XHBAR) Lending Market
Loan Duration
Unlimited
Liquidation Fee
10.00%
Historical Rates
View historical deposit and borrow rates to help guide your lending strategy. Past performance is not indicative of future results.
7D
30D
90D
ALL
Avg Deposit APY:
1.34%
Avg Borrow APY:
3.82%
Chart
Line chart with 2 lines.
The chart has 1 X axis displaying Time. Data ranges from 2026-10-09 00:00:00 to 2026-10-16 00:00:00.
The chart has 1 Y axis displaying APY. Data ranges from 1.2993 to 4.3569.
Created with Highcharts 13.1.1
APY
Deposit APY
Borrow APY
Oct 9
Oct 10
Oct 11
Oct 12
Oct 13
Oct 14
Oct 15
Oct 16
1.00%
2.00%
3.00%
4.00%
5.00%
End of interactive chart.
Total Value Locked (TVL)
View TVL trends to gauge market depth and participation across deposits and borrows.
7D
30D
90D
ALL
Avg Deposit TVL:
$2.79M
Avg Borrow TVL:
$573.89K
Chart
Line chart with 2 lines.
The chart has 1 X axis displaying Time. Data ranges from 2026-10-09 00:00:00 to 2026-10-15 20:44:59.
The chart has 1 Y axis displaying TVL (USD). Data ranges from 557078.89 to 2966638.76.
Created with Highcharts 13.1.1
TVL (USD)
Deposit TVL
Borrow TVL
Oct 9
Oct 10
Oct 11
Oct 12
Oct 13
Oct 14
Oct 15
$0
$1M
$2M
$3M
$4M
End of interactive chart.
Utilization Rate Curve
See how APY rates adjust dynamically with changes in market utilization.
Current Utilization:
20.95%
Chart
Line chart with 2 lines.
The chart has 1 X axis displaying Utilization Rate. Data ranges from -1 to 100.
The chart has 1 Y axis displaying APY. Data ranges from 0 to 278.3340898884894.
Created with Highcharts 13.1.1
Current
Utilization Rate
APY
Deposit APY
Borrow APY
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
55%
60%
65%
70%
75%
80%
85%
90%
95%
100%
$0
$100
$200
$300
End of interactive chart.
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